DON'T BELIEVE THE BIG LIE THAT BANKRUPTCY IS NO LONGER AN OPTION FOR YOU. WITH AN EXPERIENCED BANKRUPTCY ATTORNEY AT YOUR SIDE, FILING FOR BANKRUPTCY MAY NOW BE MORE STRAIGHTFORWARD AND MORE BENEFICIAL TO YOU UNDER THE NEW AMENDMENTS!
THE LAW OFFICE OF GARY LEIBOWITZ HELPS PEOPLE FILE FOR DEBT RELIEF UNDER THE BANKRUPTCY CODE AND ACTS AS A DEBT RELIEF AGENCY BY PREPARING AND FILING PERSONAL BANKRUPTCIES FOR INDIVIDUALS UNDER CHAPTERS 7 & 13.
Southern California Lawyer Specializing in Bankruptcy and Loan Modification and Personal Injury Law
The Law Office of Gary Leibowitz is a small firm specializing in bankruptcy and loan modifications. The firm's leader, Gary Leibowitz, has been practicing bankruptcy for 30 years. We are efficient, yet thorough, and pride ourselves on being available to our clients. We are often accessible after hours and on weekends via email in addition to our regular office hours. We will take care of your worries so that you don't have to.
LOAN MODIFICATION
If you are one of the millions of Americans facing foreclosure today our office may be able to help reduce your monthly payment through a loan modification. The process of attempting to modify a loan can often be a frustrating and slow series of recorded messages and transfers from department to department. Retaining an attorney in the loan modification process may be able to provide you with much needed leverage in negotiations with your creditors and cut through much of the red tape. More than simply showing the creditors you are serious about negotiations; attorneys can use legal channels to require disclosure of certain documents and can often find lending practices violations in the process of the negotiations leading to settlements. If the lender has violated the law, our firm can file a lawsuit on your behalf in order to procure the maximum beneficial result.
BANKRUPTCY
Our bankruptcy practice includes representation of creditors and Chapter 7 and Chapter 13 debtors.
Debtors' Rights
For a debtor, filing a Chapter 7 or Chapter 13 bankruptcy can mean the end of:
- Attachment proceedings
- Creditor lawsuits
- Foreclosure proceedings
- Harassing phone calls from creditors and collections agencies
- Qualifying judicial liens
- Wage garnishments
Our firm has extensive experience in representing both Chapter 7 and Chapter 13 debtors throughout the entire bankruptcy proceeding. We provide in-depth counseling to our clients, taking their financial circumstances and their personal goals into account. We prepare the debtors' bankruptcy petitions and schedules and represent them at their required meeting(s) with the Chapter 13 or Chapter 13 Trustee. By providing thorough analysis to our clients' financial situations, we enable our clients to make a full and detailed disclosure in their bankruptcy filing, which often anticipates and answers the Trustee's questions before they are even asked. This comprehensive analysis at the outset helps make the process as easy and painless as possible.
For many people, Chapter 7 and Chapter 13 bankruptcies, also known as personal bankruptcies, are straightforward and simple procedures. However, unlike many bankruptcy firms, our office is also highly adept at defending debtors who sometimes find themselves in more complicated circumstances, such as adversarial actions brought by creditors or the Office of the U.S. Trustee. Many personal bankruptcy firms do not defend these actions, and their clients must go through the trouble of hiring another attorney.
Creditors' Rights
If you are a creditor, we can help you prevent a debtor from receiving a discharge on the debt that is owed to you. We can also help you to lift the automatic stay so that you can repossess your collateral. Mr. Leibowitz has successfully resolved over 10,000 non-dischargeability lawsuits on behalf of creditors. If you have somebody who has filed bankruptcy against you, it is worth a call to our office to see what your rights are.
Our expertise extends beyond the debtor side of bankruptcy. For 20 years Mr. Leibowitz was a senior partner in a firm that primarily performed creditor representation. His firm's key clients included Fortune 500 companies and Fortune 100 companies as well as many other national and regional banks and retail organizations. Thus, we are highly qualified at representing secured and unsecured creditors in exception to discharge, objection to discharge, and relief from stay actions.
WHY CHOOSE THE LAW OFFICE OF GARY LEIBOWITZ
Our practice combines experience and tenacity with dedication and compassion. We maintain close communication with our clients by being readily available in person, by telephone, by fax, and by email. Moreover, our ability to perform a large portion of our services without requiring our clients to physically travel to our office allows us to keep our fees and overhead down so we can bill our clients at extremely reasonable rates.
DISCLAIMER: THE INFORMATION PROVIDED HEREIN IS INTENDED AS A GUIDE ONLY AND DOES NOT CONSTITUTE LEGAL ADVICE.